Terms

Terms of use

Susman Insurance Agency, a California licensed insurance agency (License 0B75129), runs this site. It offers information about life insurance and a rate comparison tool based on your answers.

Quotes are estimates. Shown rates come from carriers for your chosen tier and are for information. They're not an offer, price guarantee, or approval promise. Underwriting sets the final premium, class and eligibility; the issued policy and riders control.

No insurance is bound here. A quote request, an application or a contact doesn't start coverage. Insurance exists only when a carrier issues and you accept a policy and pay for it.

Availability. Products, companies and premiums differ by state and individual and shift without notice. Quotes shown are for California residents.

Information only. Our guides aren't legal, tax or financial advice. Verify anything important with a qualified professional.

Third-party service. The application page uses a separate secure platform governed by its own agreement.